Gentlemen, if you are reading this, your favorite lady would like you to give a little thought to her gift (which I'm sure you would like to do anyway). Etsy is easy - most sellers take credit cards (through the safety of Etsy, sellers don't see your credit card information). They will mail it directly to you. Watch the date for last Christmas delivery, and if the seller doesn't identify it, send them a message. Here's some ideas (click on the title to see the Etsy listing):
Gifts $25 or Under
Inspiration DREAM Necklace $25.00
iPad Mini Sleeve $25.00
Gifts $26 to $50
Hopefully, this gives you some ideas to find that special gift for that special lady. If you just can't decide, Etsy has gift cards.